Mps and bankate: guide to the CGIL conventions
With the termination of the agreement with One Bank by the CGIL (which maintained that which concerns the insurance component with the same group), there are currently only two major entities (a bank and a financial company) that guarantee privileged conditions, as in the case of current accounts, deposit accounts, but above all mortgages and loans for CGIL members, namely MPS and bankate.
Requirements to take advantage of special conditions for CGIL
The main requirement is to be registered with the CGIL directly or indirectly (registration of a family member). Obviously there is no need to be a customer of the affiliated companies (see also Carabinieri agreed loans ), even if it has to be done in compliance with the terms provided for by the agreement itself. This implies, in many cases, the subscription of any ancillary products to be able to take advantage, as in the specific case, of the agreed loans.
What are the affiliated banks or financial companies?
As mentioned we can turn to the Astro finance, or to the company bankate. In both cases you can find loan solutions dedicated to those who are registered with the CGIL, but you must necessarily contact the branches directly.
The positive aspect, however, lies in the fact that, in the case of conventions with national caliber, there is no limitation of a specific banking agency (or bankate), but it can be addressed anywhere in the territory. It should also be remembered that these are the conventions stipulated by CGIL at the central level, to which can be added those of a more local nature (bound to a municipal territory or to certain categories, etc.).
Therefore it is always advisable to contact the nearest CGIL office to find out whether, in addition to the loans that can be obtained with the MPS Bank or bankate, there are also others destined for a smaller circle.
Do you really save with the CGIL conventions?
The agreements must have the inexorable condition of guaranteeing an advantage to the subjects that can access them, by virtue of their position or status.
An element that has certainly not failed with the conventions that CGIL has stipulated for its members, but due to the difficulties encountered in past years to respond to the amount of information flow by potential interested parties, we now refer directly to the Institutes that have established or accepted the facilitated conditions.
This aspect, however, represents a flaw especially if we start from the assumption that at least one union should protect its members starting from the concept of transparency.